Wednesday, October 31, 2007
The hottest blog ever....
What is wireless credit card machine?
• A wireless credit card machine comes with advanced technology but also with a much higher price tag when compared to standard POS terminals. The starting price on a wireless credit card machine is around $850.00 for full featured terminals and can go up from there.
• Wireless credit card machines are most often used in mobile and trade show businesses, but are becoming more common in upscale restaurants, taxi, limo, and delivery services.
• The comstar charge anywhere terminal has a much lower price, but does not include an attached printer. One of the benefits of wireless terminals is a feature called store and forward. This service allows cards to be processed when no cellular service is available, by storing the card and transaction information obtained in the swiping of the credit card. The merchant later completes the transaction when service is available. By using store and forward, a merchant will never have to turn down a sale.
• Most wireless terminals have built in pin pads, and are also able to operate with electronic check acceptance services. Due to federal regulations, both debit and electronic checks must be processed through a land line connection and cannot be processed wireless. This is due to the added security that is required when transactions involve a customer’s bank account.
How Wireless Network works
Wireless credit card machines operate on wireless networks, and thus require additional wireless fee's for the cellular service. A wireless credit card machine can be used with a normal phone line if cellular service is not available within a particular area, or can be set up with a store and forward system when no telecommunication method is available at all.
Important Wireless Network Information
• Mobitex Wireless Processing Network
It uses a satellite network, and operates similar to a cellular phone. This network is the standard for wireless processing. The mobitex network is run by Velocita Wireless. This is not the standard cellular phone network, but is designed specifically for business and processing uses.
• CDPD Wireless Processing Network
It is similar to but pre-dates the Motient network is called CDPD. Machines that use the CDPD system will soon be useless on the wireless processing network because the CDPD system is being abandoned. It is important when purchasing a wireless terminal to ensure that the machine does not use the CDPD wireless network but uses the Motient or CDMA networks.
• Wireless Network
Wireless Network is very new for processing is the standard GSM and CDMA cellular phone networks. The GSM network is used by Cingular and T-Mobile. The CDMA network is used by Verizon and Sprint Wireless. These systems are the networks that most cellular phones operate on, allowing for a very large coverage area and reliable service. The coverage area is substantially larger than the Motient Network.
Friday, October 19, 2007
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Withdraw paypal funds to Debit/Credit Card? How does it work?
Follow the 3 easy steps below to withdraw your funds from your PayPal balance to your Visa® credit, debit or prepaid card. Here’s how:
1. Log in to your account and click the ‘Withdraw’ tab.
2. Click ‘Transfer funds to your card’.
3. Fill in the required information and click ‘Continue’
Will every Visa® credit, debit or prepaid card work?
No. Eligibility to withdraw funds to a Visa® credit/debit card may vary based on the issuing banks guidelines and regulations.
How do I determine if my Visa® credit, debit or prepaid card is eligible to withdraw funds?
If you already have a card with a Visa® logo added to your account, you’ll need to initiate a withdrawal to determine if your card is withdraw-eligible. Once you initiate a withdrawal, the status will show if it is eligible to withdraw funds.
Also, when you add a card, you can verify if the card is eligible to withdraw funds to by following these steps:
1. Click the ‘Profile’ tab on the Account Overview page.
2. In the Financial Information column, click ‘Credit Cards’.
3. The status will show if it is eligible.
top
How long does it take to receive funds to my credit, debit, or prepaid card?
PayPal completes the transfer in 5-7 working days, but your Visa® card issuer’s policies may affect the processing time and could take longer.
How will the funds appear on my Visa® credit/debit/prepaid card?
If you choose to withdraw your balance to:
A credit card: The funds will appear as a credit on your credit card account/statement. You can choose to apply this credit against your credit card account balance or you may choose to withdraw the funds, if your bank permits.
A debit card: The funds will appear as a credit to your bank account. If your debit card is ATM-enabled, you may withdraw funds directly from an ATM.
A prepaid card: The funds will top-up your prepaid card with the corresponding balance until you choose to make a purchase or a withdrawal.
For specific questions pertaining to your Visa® credit, debit, prepaid card capabilities, fees, etc., please contact the bank which issued your card directly.
Are there any minimum or maximum withdrawal amounts?
Yes. To see the minimum withdrawal amount, go to our fees page. To learn more about maximum withdrawal amounts, click ‘View Limits’ on the Account Overview page.
How much does it cost?
There is a withdrawal fee of US$5.00 (or local currency equivalent) per transaction. Currency conversion and return fees may also apply. Visit the fees page to learn more.
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Wednesday, October 17, 2007
HOW TO ACHIEVE SUCCESS WITH PUBLISHING
Five years ago, there were 1500 different newsletters in this country. Today there are well over 10,000, with new ones being started every day. It's also interesting to note that for every new one that's started, some disappear just as quickly as they are started - lack of operating capital and marketing know-how being the principal causes of failure.
To be successful with a newsletter, you have to specialize. Your best bet will be with new information on a subject not already covered by an established newsletter.
Regardless of the frustrations involved in launching your own newsletter, never forget this truth: There are people from all walks of life, in all parts of this country, many of them with no writing ability whatsoever, who are making incredible profits with simple two-, four-, and six-page newsletters!
Your first step should be to subscribe to as many different newsletters and mail order publications as you can afford. Analyze and study how the others are doing it. Attend as many workshops and seminars on your subject as possible. Learn from the pros. Learn how the successful newsletter publishers are doing it, and why they are making money. Adapt their success methods to your own newsletter, but determine to recognize where they are weak, and to make yours better in every way.
Plan your newsletter before launching it. Know the basic premise for its being, your editorial position, the layout, art work, type styles, subscription price, distribution methods, and every other detail necessary to make it look, sound and feel like the end result you have envisioned.
Lay out your start-up needs; detail the length of time it's going to take to become established, and what will be involved in becoming established. Set a date as a mile stone of accomplishment for each phase of your development: A date for breaking even, a date for attaining a certain paid subscription figure, and a monetary goal for each of your first five years in business. And all this must be done before publishing your first issue.
Most newsletter publishers do all the work themselves, and are impatient to get that first issue into print. As a result, they neglect to devote the proper amount of time to market research and distribution. Don't start your newsletter with out first having accomplished this task!
Market research is simply determining who the people are who will be interested in buying and reading your newsletter, and the kind of information these people want to see in your newsletter as a reason for continuing to buy it. You have to determine what it is they want from your newsletter.
Your market research must give you unbiased answers about your newsletter's capabilities of fulfilling your prospective buyer's need for information; how much he's willing to pay for it, and an overall profile of his status in life. The questions of why he
needs your information, and how he'll use it should be answered. Make sure you have the answers to these questions, publish your newsletter as a vehicle of fulfillment to these needs, and you're on your way!
You're going to be in trouble unless your newsletter has a real point of difference that can be easily perceived by your prospective buyer. The design and graphics of your newsletter, plus what you say and how you say it, will help in giving your newsletter this vital difference.
Be sure your newsletter works with the personality you're trying to build for it. Make sure it reflects the wants of your subscribers. Include your advertising promise within the heading, on the title page, and in the same words your advertising uses. And above all else, don't skim on design or graphics!
The name of your newsletter should also help to set it apart from similar news letters, and spell out its advertising promise. A good name reinforces your advertising. Choose a name that defines the direction and scope of your newsletter.
Opportunity Knocking, Money Making Magic, Extra Income Tip Sheet, and Mail Order Up-Date are primate examples of this type of philosophy - as opposed to the Johnson Report, The Association Newsletter, or Club-house Confidential.
Try to make your newsletter's name memorable - one that flows automatically. Don't pick a name that's so vague it could apply to almost anything. The name should identify your newsletter and its subject quickly and positively.
Pricing your newsletter should be consistent with the image you're trying to build. If you're starting a "Me-too" newsletter, never price it above the competition. In most instances, the consumer associates higher prices with quality, so if you give your readers better quality information in an expensive looking package, don't hesitate to ask for a premium price. However, if your information is gathered from most of the other newsletters on the subject, you will do well to keep your prices in line with theirs.
One of the best selling points of a newsletter is in the degree of audience involvement - for instance, how much it talks about, and uses the names of its readers.
People like to see things written about themselves. They resort to all kinds of things to get their names in print, and they pay big money to read what's been written about them. You should understand this facet of human nature, and decide if and how you want to capitalize upon it - then plan your newsletter accordingly.
Almost as important as names in your newsletter are pictures. The readers will generally accept a newsletter faster if the publisher's picture is presented or included as a part of the newsletter. Whether you use pictures of the people, events, locations or products you write about is a policy decision; but the use of pictures will set your publication apart from the others and give it an individual image, which is precisely what
you want.
The decision as to whether to carry paid advertising, and if so, how much, is another policy decision that should be made while your newsletter is still in the planning stages. Some purists feel that advertising corrupts the image of the newsletter and may
influence editorial policy. Most people accept advertising as a part of everyday life, and don't care one way or the other.
Many newsletter publishers, faced with rising production costs and viewing advertising as a means of offsetting those costs, welcome paid advertising. Generally the advertisers see the newsletter as a vehicle to a captive audience, and well worth the cost.
The only problem with accepting advertising in your newsletter would appear to be that as your circulation grows, so will your number of advertisers, until you'll have to increase the size of your newsletter to accommodate the advertisers. At this point, the basic premise or philosophy of the newsletter often changes from news and practical information to one of an advertiser's showcase.
Promoting your newsletter, finding prospective buyers and converting these prospects into loyal subscribers, will be the most difficult task of your entire undertaking. It takes detailed planning, persistence and patience.
You'll need a sales letter. Check the sales letter you receive in the mail; analyze how these are written and pattern yours along the same lines. You'll find all of them - all those worthy of being called sales letters - following the same formula: Attention, Interest, Desire, and Action on the part of the reader - AIDA.
Jump right in at the beginning and tell the reader how he's going to benefit from your newsletter, and then keep emphasizing right on through your "PS", the many and different benefits he'll gain from subscribing to your newsletter. Elaborate on your listing of benefits with examples of what you have, or you intend to include, in your newsletter.
Follow these examples with endorsements or testimonials from reviewers and satisfied subscribers. Make the recipient of your sales letter feel that you're offering him the answer to all his problems on the subject of your newsletter.
You have to make your prospect feel that "this is the insider's secret" to the success he wants. Present it to him as his own personal key to success, and then tell him how far behind his contemporaries he is going to be if he doesn't act upon your offer immediately.
Always include a "PS" in your sales letter. This should quickly restate to the reader that he can start enjoying the benefits of your newsletter by acting immediately, and very subtly suggesting that he may not get another chance to get the kind of "success help" you're offering him with this sales letter.
Don't worry about the length of your sales letter - most are four pages or more; however, it must flow logically and smoothly. Use short sentences, short paragraphs, indented paragraphs, and lost of sub-heads for the people who will be "scanning through"
your sales letter.
In addition to the sales letter, your promotion package should include a return reply order card or coupon. This can be either a self-addressed business reply post card, or a separate coupon, in which case you'll have to include a self-addressed return reply envelope. In every mailing piece you send out, always include one or the other: either a self-addressed business reply postcard or a self-addressed return reply envelope for the recipient to use to send your order form and his remittance back to you.
Your best response will come from a business reply postcard on which you allow your prospect to charge the subscription to his credit card, request that you bill him, or send his payment with the subscription start order.
For make up of this subscription order card or coupon, simply start saving all the order cards and coupons you receive during the next month or so. Choose the one you like best, modify according to your needs, and have it typeset, pasted up and border fit.
Next, you'll need a Subscription Order Acknowledgment card or letter. This is simply a short note thanking your new subscriber for his order, and promising to keep him up-to-date with everything relating to the subject of your newsletter.
An acknowledgment letter, in an envelope, will cost more postage to mail than a simple postcard; however, when you send the letter you have to opportunity to enclose additional material. A circular listing other items available through you will produce additional orders.
Thus far, you've prepared the layout and copy for your newsletter. Go ahead and have a hundred copies printed, undated. You've written a sales letter and prepared a return reply subscription order card or coupon; go ahead and have a hundred of these printed, also undated, of course. You'll need letterhead mailing envelopes, and don't forget the return reply envelopes if you choose to use the coupons instead of the business reply postcard. Go ahead and have a thousand mailing envelopes printed. You also need subscription order acknowledgment cards or notes; have a hundred of these printed, and of course, don't forget the imprinted reply envelopes if you're going along with the idea of
using a note instead of a postcard. This w ill be a basic supply for "testing" your materials so far.
Now you're ready for the big move - the Advertising Campaign.
Start by placing a small classified ad in one of your local newspapers. You should place your ad in a weekend or Sunday paper that will reach as many people as possible, and of course, do everything you can to keep your costs as low as possible. How ever, do not skimp on your advertising budget. To be successful - to make as much money as possible with your idea - you'll need to reach as many people as you can afford, and as often as you can.
Over the years, we have launched several hundred advertising campaigns. We always ran new ads for a minimum of three issues and kept close tabs on the returns. So long as the returns kept coming in, we continued running that ad in that publication, while
adding a new publication to test for results. To our way of thinking, this is the best way to go, regardless of the product, to successfully multiply your customer list.
Move slowly, start with a local, far-reaching and widely read paper, and with the prof its or returns from that ad, go to the regional magazines, or one of the smaller national magazines, and continue plowing your returns into more advertising in different
publications. By taking your time, and building your acceptance in this manner, you won't lose too much if one of your ads should prove to be a dud. Stay with the advertising. Do not abandon it in favor of direct mail. We would not recommend direct mail until you are well established and your national classified advertising pro gram is bringing in a healthy profit for you.
Do not become overly ambitious and go out on a limb with expensive full-page advertising until you're very well established. When you do buy full page advertising, start with the smaller publications, and build from those results. Have patience; keep close tabs on your costs per subscriber, and build from the profits of your advertising. Always test the advertising medium you want to use with a classified ad, and if it pulls well for you, go on to a larger display type ad.
Classified advertising is the least expensive way to go, so long as you use the "inquiry method." You can easily and quickly build your subscriber list with this type of advertisement.
We would not recommend any attempts to sell subscriptions, or any product from classified ads, or even from small display ads. There just isn't enough space to describe the product adequately, and seeing the cost of your item, many possible subscribers will
not bother to inquire for the full story.
When you do expand your efforts into direct mail, go straight to a national list broker. You can find their names and addresses in the yellow pages section of your local telephone directory. Show the list broker your product and your mailing piece, and
explain what type people you want to reach, and allow them to help you.
Once you've decided on a list to use, go slowly. Start with a sampling of 5,000 names. If the returns are favorable, go for 10,000 names, and then 15,000 and so on through the entire list.
Never rent the entire list based upon the returns from your first couple of samplings. The variables are just too many, and too complicated, and too conducive to your losing your shirt when you "roll out an entire list" based upon returns from a controlled sampling.
There are a number of other methods for finding new subscribers, which we'll explore for you here, detailing the good and the bad as we have researched them.
One method is that of contracting with what is known as a "cash-field" agency. These are soliciting agencies who hire people to sell door-to-door and via the phone, almost always using a high pressure sales approach. The publisher usually makes only about 5% from each subscription sold by one of these agencies. That speaks for itself.
Then, there are several major catalog sales companies that sell subscriptions to school libraries, government agencies and large corporations. These people usually buy through these catalog sales companies rather than direct from the publisher. The publisher makes about 10% on each subscription sold for him by one of these agencies.
Co-op Mailings are generally piggy-back mailings of your subscription offer along with numerous other business offers in the same envelope. Smaller mail order entrepreneurs do this under the name of Big Mail Offers. Coming into vogue now are the Postcard Mailers. You submit your offer on a business reply postcard; the packager then prints and mails your postcard in a package with 40 or 50 similar postcards via third class mail to a mailing list that could number 100,000 or more. You pay a premium price for this type of mailing - usually $1000 to $1500 per mailing, but the returns are very good and you keep all the incoming money.
Another form of co-op mailing is where you supply a charge card company or department store with your subscription offer as a "statement mailing suffer." Your offer goes out with the monthly statements; new subscriptions are returned to the mailer and
billed to the customer's charge card. The publisher usually makes about 50% on each subscription. This is one of the most lucrative, but expensive methods of bringing in new customers.
Direct mail agencies such as Publishers Clearing House can be a very lucrative source of new subscriptions, in that they mail out more than 60 million pieces of mail each year, all of which are built around an opportunity for the recipient to win a gigantic cash sweepstakes. The only problem with this type of subscription agency is the very low percentage of the total subscription price the publisher receives from these subscriptions, plus the fact that the publishers are required to charge a lower subscription rate than they normally charge.
There are also several agencies that offer Introductory, Sample Copy and Trial Subscription offers, such as Select Information Exchange and Publisher Exchange. With this kind of agency, details about your publication are listed along with similar publications, in full page ads inviting the readers to send $10 or $20 for trial subscription to those of his choice. The publishers received no money from these inquiries - only a list of names of people interested in receiving trial s ubscriptions. How the publisher follows up and is able to convert these into full term, and paying subscribers is entirely dependent
upon his own efforts.
Most major newspapers will carry small, lightweight brochures or oversized reply cards as inserts in their Sunday papers. The publisher supplies the total number of inserts, pays the newspaper $20 per thousand for the number of newspapers he wants his order form carried in, and then retains all the money generated. But the high costs of printing the inserts, plus the $20 per thousand for distribution, make this an extremely costly method of obtaining new subscribers.
Schools, civic groups and other fund raising organizations work in about the same manner as the cash-field agencies. They supply the solicitor and the publisher gets 25% or less for each new subscription sold.
Attempting to sell subscriptions via radio or TV is very expensive and works better in generating sales at the newsstands than new subscriptions. PI (Per Inquiry) sales is a very popular way of getting radio or TV exposure and advertising for your newsletter or other publication, but again, the number of sales brought in by the broad cast media is very small when compared with the number of times the "invitation commercial" has to be "aired" to elicit a response.
A new idea beginning to surface on the cable TV scene is "Products Shows". This is the kind of show where the originator of the product or his representative appears on TV and gives a complete sales presentation lasting from five minutes to 15 minutes. Overall, these programs generally run between midnight and 2 AM, with the whole program a series of sales presentations for different products. They operate on the basis of the product owner paying a fee to appear and show his product, and also from an arrangement where the product owner pays a certain percentage from each sale generated from this exposure.
Newsletter publishers often run exchange publicity endorsement with non-competing publishers. Generally, these endorsements invite the reader of newsletter "A" to send for a sample copy of newsletter "B" for a look at what somebody else is going that
might be of especial help, etc. This can be a very good source of new subscriptions, and certainly the least expensive.
Running ads in the Mail Order Ad Sheets is not very productive, either in terms of inquiries or sales. About the best thing that can be said of most of these ad sheets (and there seems to be a million of them with new ones cropping up faster than you can count them) is that your ad in several of them will let other people in on what you're doing. You will be able to keep track of a lot of the people trying to make a place for themselves in the mail order field.
Last, but not least, is the enlistment of your own subscribers to send you names of people they think might be interested in receiving a sample copy of your publication. Some publishers ask their readers to pass along these names out of loyalty, while others offer a monetary incentive or a special bonus for names of people sent in who be come subscribers.
By studying and understanding the information in this report, you should encounter fewer serious problems in launching your own successful specialized newsletter that will be the source of ongoing monetary rewards for you. However, there is an important point to remember about doing business by mail - particularly within the confines of selling information by mail - that is, Mail Order is ONLY another way of doing business. You have to learn all there is to know about this way o f doing business, and then keep on learning, changing, observing and adapting to stay on top.
The best way of learning about and keeping up with this field of endeavor is by buying and reading books by the people who have succeeded in making money via the mails; by subscribing to several of the better periodic journals and aids to people in mail order, and by joining some of the mail order trade associations for a free exchange of ideas, advice and help. with your subscription offer as a€
YOUR OWN MONEY-MAKING AD SHEET
Before starting an ad sheet, you should plan it all out - decide on an interesting, informative title, choose a masthead, lay out your columns for size, determine if it is to be a simple 8 1/2 x 11 single sheet of paper or an 11 x 17 sheet folded in half. You'll also need to know your production cost for the number you intend to have printed, and the post age cost to mail them out.
Most ad sheets start out as single sheets of paper, 8 1/2 x 11, printed on both sides. Usually, the front side is divided into three equal columns about 2% inches wide, with a inch margin from the edge of the paper on both sides and top and bottom.
Assuming that the space occupied by your title, masthead and listing of rates for advertisers interested in placing an ad with you is two inches deep, this leaves you about 24 inches of advertising space to sell on the front side. Figuring a cost of $50 for 1,000 copies of such an ad sheet, printed both sides, and a third-class bulk-rate postage of $110, this means that your 24 inches of ad space will have to be sold at a rate of $6.25 each in
order to break even. This means: You h ave to sell all of the ad space on the front of your ad sheet at $6.25 Per ad - and then expect to make your profits from the sale of the back side of your ad sheet. Actually, it would be feasible to charge $7.00 per inch for the space on the front side, and carry your own full page ad on the back side. At any rate, don't box yourself into a loss situation where you can't afford to place your own ads in your ad sheet.
You get ads by making up an advertising solicitation sales letter and sending it out to as many mail order dealers as you can find. You can also run ads in other people's publications, inviting the readers to check with you regarding placement of an ad in your publication. And of course, you'll be wanting to work out some exchange advertising deals (whereby another publisher runs your ad in his publication, and you run his in exchange). From the experience of many, many publishers, this can be one of the most effective ways of getting your ads run, at low/no cost, and it is recognized to be successful in the field of Mail Order.
You probably won't be able to fill up all of your available ad space with paid ads until you're well established - but no problem - first you fill your ad space with paid ads, and then you fill in the empty space with ads of your own. Some beginning advertisers fill a part of their empty space with complimentary ads for other mail order operators, send them a copy of the issue in which the complimentary ad appears, and invite them to continue the ad on a "paid" basis from there. Many of them will appreciate the favor and send you a check or money order to continue running the ad.
If you undertake the publication of an ad sheet, be sure to consider the possibilities of sending out 100 to 1,000 copies of your ad sheet to other mail order operators to rubber stamp their names/addresses as co-publishers and mail out for you. Thus, if you had 50 other mail order operators sending out 100 copies each of your ad sheet, you'd be talking about a circulation of 5,000 copies plus the number of copies you mail out. If you can get this kind of program going, you'll quickly build your reputation as well as your circulation, and at the bottom line, your profits.
Some ad sheet publishers, once they've established themselves and are putting out an impressive publication, set up distributor networks. Generally, they run ads calling for distributor/dealers and asking for a $5 to $10 registration fee. In reply to the registration application, they send out a letter explaining that each distributor can buy at half price, so many copies of each issue of the ad sheet, rubber stamp their name on each copy, and send them out as their own. In return, the distributors usually get 50% of the incoming advertising orders, a half-price ad for themselves, and an opportunity to sell subscriptions.
The bottom line relative to becoming a successful ad sheet publisher has to do with keeping your production costs -printing and mailing - as low as possible, while putting out a quality product that other people in the mail order business will want to advertise in - while at the same time using it as a advertising/selling vehicle for your own products.
My advice is that almost everyone involved in mail order selling should have some sort of ad sheet - if for no other reason than as a means to an end - an advertising vehicle for your own products, an extra income from advertising revenues , and as an exchange media with which to gain greater exposure for your own products in other people's publications. Once you've got an ad sheet, or any kind of publication set up and being seen by other mail order operators, you'll quickly gain stature and a certain amount of prestige.
As with any business, your ultimate success depends on your own feasibility studies, and your sharp-pencil planning completed before you order your first issue printed. Think about it, weigh the pro's & con's, then go with your decision.tab€
HOW TO REORGANIZE YOUR TIME TO ACCOMMODATE A HOME-BASED BUSINESS
It's true that most people are busy, but extra time for some sort of home-based extra income-producing project can almost always be found. It may mean giving up or changing a few of your favorite pastimes - such as having a couple of beers with the guys
or watching TV - but if you score big with your extra income project, you will have all the time you want for doing whatever you want to do.
The first thing to do is to sit down with pencil and paper and list your daily schedule. What time do you wake up? Then step-by-step, list everything you do each day. Most people will find that they have about three hours each day that can be utilized in a more constructive or efficient manner. As we've noted above, you may have to give up the time you waste in your local pub or a few television programs you watch, but it will be worth it in the long run.
Efficient time management boils down to planning what you're going to do, and then doing it without backtracking. Start by making a list of the things you want to do tomorrow, each evening before you go to bed. Schedule your trips to the store or wher
ever to coincide with the other things you have to do, and with your trips to or from work. Organize your trips to take care of as many things as possible while you're out of the house. Take stock of the time you spend standing around shooting the breeze - especially the time you spend on the telephone - and eliminate all that isn't necessary.
Whatever chores you have to do at home, set aside a specific time to do them, and a specific amount of time to devote to them. For instance, just one hour a day devoted to yard work would probably make your property the envy of all your neighbors. Don't try to do a week's work in one big flurry. Whether it's painting your house, fixing leaky faucets, or mowing your lawn and trimming your shrubs, do a part of it, or one particular job each day, and you'll be amazed at your progress.
Take care of all your mail the day you receive it. Don't let those bills and letters pile up on you. If you're unable to pay a bill immediately, file it in a special place that's visible, and note on the envelope the date you intend to pay it. Answer your letters the same day you get them.
The important thing is to think of time as your most valuable asset, because it is. So organize! Decide what you have to do, and what you want to do. From there, it's just a matter of arranging priorities.
Once you start listing and planning what you want to do, and then carry out your plans, you'll find plenty of "extra time" for handling virtually any kind of home-based income-producing project. People in general may not like routines or schedules, but without some sort of plan as to what is supposed to be done, the world would be mired in mass confusion
Laws, ordinances and regulations are for the purpose of guiding people. We live according to an accepted plan or way of life, and the better we can organize ourselves, the more productive and happy we become.
The secret of all financially successful people is simply that they are organized and do not waste time. Think about it. Review your own activities, and then see if you can't find a couple of extra hours in each day for more constructive accomplishments.
When you begin planning, and then when you really become involved in an extra in come-producing endeavor, you should work it exactly as you have organized your regular day-to-day activities - on a time-efficient basis. Do what has to be done immediately. Don't try to get done in an hour something that's realistically going to take a week. Plan out on paper what you have to do - what you want to do - and when you are going to do
it. Then get right on each project without procrastination.
Finally, and above all else, when you're organizing your time and your business, be sure to set aside some time for relaxation. Be sure to schedule time when you and your spouse can be together. You must not involve yourself in anything to an extent that you
exclude other people - particularly your loved ones - from your life.
Taking stock of the time you waste each day, and from there, reorganizing your activities is what it's all about. It's a matter of becoming more efficient in the use of your time. It's really easy to do, and you will not only accomplish a lot more, you will also find greater fulfillment in your life.r time schedules.
It's true that most people are busy, but extra time for some sort
HOW TO RAISE MONEY FOR STARTING A BUSINESS
A very important rule of the game to learn: Anytime you want to raise money, your first move should be to put together a proper prospectus.
This prospectus should include a resume of your background, your education, training, experience and any other personal qualities that might be counted as an asset to your potential success. It's also a good idea to list the various loans you've had in the past, what they were for, and your history in paying them off.
You'll have to explain in detail how the money you want is going to be used. If it's for an existing business, you'll need a profit and loss record for at least the preceding six months, and a plan showing how this additional money will produce greater profits. If it's a new business, you'll have to show your proposed business plan, your marketing research and projected costs, as well as anticipated income figures, with a summary for each year, over at least a three year period.
It'll be advantageous to you to base your cost estimates high, and your income projections on minimal returns. This will enable you to "ride thru" those extreme "ups and downs" inherent in any beginning business. You should also describe what makes your
business unique - how it differs from your competition, and the opportunities for expansion or secondary products.
This prospectus will have to state precisely what you're offering the investor in return for the use of his money. He'll want to know the percentage of interest you're willing to pay, and whether monthly, quarterly or on an annual basis. Are you offering a certain percentage of the profits? A percentage of the business? A seat on your board of directors?
An investor uses his money to make more money. He wants to make as much as he can, regardless whether it's a short term or long term deal. In order to attract him, interest him, and persuade him to "put up" the money you need, you'll not only have to offer him an opportunity for big profits, but you'll have to spell it out in detail, and further, back up your claims with proof from your marketing research.
Venture investors are usually quite familiar with "high risk" proposals, yet they all want to minimize that risk as much as possible. Therefore, your prospectus should include a listing of your business and personal assets with documentation - usually copies of your tax returns for the past three years or more. Your prospective investor may not know anything about you or your business, but if he wants to know, he can pick up his telephone and know everything there is to know within 24 hours. The point here is, don't ever try to "con" a potential investor. Be honest with him. Lay all the facts on the table for him. In most cases, if you've got a good idea and you've done your homework properly, an "interested investor" will understand your position and offer more help than you dared to ask.
When you have your prospectus prepared, know how much money you want, exactly how it will be used, and how you intend to repay it, you're ready to start looking for investors.
As simple as it seems, one of the easiest ways of raising money is by advertising in a newspaper or a national publication featuring such ads. Your ad should state the amount of money you want - always ask for more money than you need so you have room
for negotiating. Your ad should also state the type of business involved (to separate the curious from the truly interested), and the kind of return you're promising on the investment.
Take a page from the party plan merchandisers. Set up a party and invite your friends over. Explain your business plan, the profit potentials, and how much you need. Give them each a copy of your prospectus and ask that they pledge a thousand dollars as
a non-participating partner in your business. Check with the current tax regulations. You may be allowed up to 25 partners in Sub Chapter 5 enterprises, opening the door for anyone to gather a group of friends around himself with something to offer them in return for their assistance in capitalizing his business.
You can also issue and sell up to $300,000 worth of stock in your company with out going through the Federal Trade Commission. You'll need the help of an attorney to do this, however, and of course a good tax accountant as well wouldn't hurt.
It's always a good idea to have an attorney and an accountant help you make up your business prospectus. As you explain your plan to them, and ask for their advice, casually ask them if they'd mind letting you know of, or steer your way any potential investors they might happen to meet. Do the same with your banker. Give him a copy of your prospectus and ask him if he'd look it over and offer any suggestions for improving it, and of course, let you know of any potential investors. In either case, it's always a good idea to let them know you're willing to pay a "finder's fee" if you can be directed to the right investor.
Professional people such as doctors and dentists are known to have a tendency to join occupational investment groups. The next time you talk with your doctor or dentist, give him a prospectus and explain your plan. He may want to invest on his own or
perhaps set up an appointment for you to talk with the manager of his investment group. Either way, you win because when you're looking for money, it's essential that you get the word out to as many potential investors as possible.
Don't overlook the possibilities of the Small Business Investment Companies in your area. Look them up in your telephone book under "Investment Services." These companies exist for the sole purpose of lending money to businesses which they feel have a good chance of making money. In many instances, they trade their help for a small interest in your company.
Many states have Business Development Commissions whose goal is to assist in the establishment and growth of new businesses. Not only do they offer favorable taxes and business expertise, most also offer money or facilities to help a new business get
started. Your Chamber of Commerce is the place to check for further information on this idea.
Industrial banks are usually much more amenable to making business loans than regular banks, so be sure to check out these institutions in your area. Insurance companies are prime sources of long term business capital, but each company varies its policies regarding the type of business it will consider. Check your local agent for the name and address of the person to contact. It's also quite possible to get the directors of an other company to invest in your business. Look for a company that can benefit from your product or service. Also, be sure to check at your public library for available foundation grants. These can be the final answer to all your money needs if your business is perceived to be related to the objectives and activities of the foundation.
Finally, there's the Money Broker or Finder. These are the people who take your prospectus and circulate it with various known lenders or investors. They always require an up-front or retainer fee, and there's no way they can guarantee to get you the loan or the money you want.
There are many very good money brokers, and there are some that are not so good. They all take a percentage of the gross amount that's finally procured for your needs. The important thing is to check them out fully; find out about the successful loans or investment plans they've arranged, and what kind of investor contacts they have - all of this before you put up any front money or pay any retainer fees.
There are many ways to raise money - from staging garage sales to selling stocks. Don't make the mistake of thinking that the only place you can find the money you need is through the bank or finance company.
Start thinking about the idea of inviting investors to share in your business as silent partners. Think about the idea of obtaining financing for a primary business by arranging financing for another business that will support the start-up, establishment and development of the primary business. Consider the feasibility of merging with a company that's already organized, and with facilities that are compatible or related to your needs. Give some thought to the possibilities of getting the people supplying your production equipment to co-sign the loan you need for start-up capital.
Remember, there are thousands upon thousands of ways to obtain business start-up capital. This is truly the age of creative financing.
Disregard the stories you hear of "tight money," and start making phone calls, talking to people, and making appointments to discuss your plans with the people who have money to invest. There's more money now than there's ever been for new business
investment. The problem is that most beginning "business builders" don't know what to believe or which way to turn for help. They tend to believe the stories of "tight money," and they set aside their plans for a business of their own until a time when start-up money might be easier to find.
The truth is this: Now is the time to make your move. Now is the time to act. The person with a truly viable business plan, and determination to succeed, will make use of every possible idea that can be imagined. And the ideas I've suggested here should serve as just a few of the unlimited sources of monetary help available and waiting for you!your banker. Give him a copy of your prospectus and ask him if he'd look it over and off
Monday, October 1, 2007
LEGALITIES & TAX ADVANTAGES IN A HOME BUSINESS
If you are one of these people, here are some practical thoughts to consider b fore hanging out the "Open-for-Business" sign.
In areas zoned "Residential Only," your proposed business could be illegal. In many areas, zoning restrictions rule out home businesses involving the coming and going of many customers, clients or employees. Many businesses that sell or even store any thing for sale on the premises also fall into this category.
Be sure to check with your local zoning office to see how the ordinances in your particular area may affect your business plans. You may need a special permit to operate your business from your home; and you may find that making small changes in your plan will put you into the position of meeting zoning standards.
Many communities grant home occupation permits for businesses that involve typing, sewing and teaching, but turn thumbs down on requests from photographers, interior decorators and home-improve ment businesses to be run from the home. And often, even if you are permitted to use your home for a given business, there will be restrictions that you may need to take into consideration. By all means, work with your zoning people, and save yourself time, trouble and dollars.
One of the requirements imposed might be off-street parking for your customers or patrons. And, signs are generally forbidden in residential districts. If you teach, there is almost always a limit on the number of students you may have at any one time.
Obtaining zoning approval for your business, then, could be as simple as filling out an application, or it could involve a public hearing. The important points the zoning officials will consider will center around how your business will affect the neighborhood.Will it increase the traffic noticeably on your street? Will there be a substantial in crease in noise? And how will your neighbors feel about this business alongside their homes?
To repeat, check into the zoning restrictions, and then check again to determine if you will need a city license. If you're selling something, you may need a vendor's license, and be required to collect sales taxes on your transactions. The sales tax requirement would result in the need for careful record keeping.
Licensing can be an involved process, and depending upon the type of business, it could even involve the inspection of your home to determine if it meets with local health and building and fire codes. Should this be the case, you will need t o bring your facilities up to the local standards. Usually this will involve some simple repairs or adjustments that you can either do personally, or hire out to a handyman at a nominal cost.
Still more items to consider: Will your homeowner's insurance cover the property and liability involved in your new business? This must definitely be resolved, so be sure to talk it over with your insurance agent.
Tax deductions, which were once one of the beauties of engaging in a home business, are not what they once were. To be eligible for business related deductions today, you must use that part of your home claimed exclusively and regularly as either theprincipal location of your business, or the place reserved to meet patients, clients or customers.
An interesting case in point: If you use your den or a spare bedroom as the principal place of business, working there from 8:00 to 5:00 every day, but permit your children to watch TV in that room during the evening hours, the IRS dictates that you cannot claim a deduction for that room as your office or place of business.
There are, however, a couple of exceptions we will note to the "exclusive use" rule. One is the storage of inventory in your home, where your home is the location of your trade or business, and approval for your business, then, could be as sour trade orbusiness is the selling of products at retail or wholesale. According to the IRS, such storage space must be used on a regular basis, and be a separately identifiable space.
Another exception applies to day care services that are provided for children, the elderly, or physically or mentally handicapped. This exception applies only if the owner of the facility complies with the state laws for licensing.
To be eligible for business deductions, your business must be an activity under taken with the intent of making a profit. It's presumed you meet this requirement if your business makes a profit in any two years of a five-year period.
Once you are this far along, you can deduct business expenses such as supplies, subscriptions to professional journals, and an allowance for the business use of your car or truck. You can also claim deductions for home related business expenses such as utilities, and in some cases, even a new paint job for your home.
The IRS is going to treat the part of your home you use for business as though it were a separate piece of property. This means that you'll have to keep good records and take care not to mix business and personal matters. No specific method of record keeping is required, but your records must clearly justify any deductions you claim.
You can begin by calculating what percentage of the house is used for business, either by number of rooms or by area in square footage. Thus, if you use one of five rooms for your business, the business portion is 20 percent. If you run you r business outof a room that's 10 by 12 feet, and the total area of your home is 1,200 square feet, the business-space factor is 10 percent.
An extra computation is required if your business is a home day care center. This is one of the exempted activities in which the exclusive use rule doesn't apply. Check with your tax preparer and the IRS for an exact determination.
If you're a renter, you can deduct the part of your rent which is attributable to the business share of your house or apartment. Homeowners can take a deduction based on the depreciation of the business portion of their house.
There is a limit to the amount you can deduct. This is the amount equal to the gross income generated by the business, minus those home expenses you could deduct even if you weren't operating a business from your home. As an example, real estate taxes and mortgage interest are deductible regardless of any business activity in your home, so you must subtract from your business' gross income the percentage that's allocable to the business portion of your home. You thus arrive at the maximum amount for home-related business deductions.
If you are self-employed, you claim your business deductions on Schedule C, Profit (or Loss) for Business or Profession. The IRS emphasizes that claiming business-at-home deductions does not automatically trigger an audit of your tax return. Even so, it is always wise to keep meticulously within the proper guidelines, and of course keep detailed records if you claim business related expenses when you are working out of your home. You should discuss this aspect of your operation with your tax preparer or a person qualified in the field of small business tax requirements.
If your business earnings aren't subject to withholding tax, and your estimated federal taxes are $100 or more, you'll probably be filing a Declaration of Estimated Tax, Form 1040-ES. To complete this form, you will have to estimate your income for the coming year and also make a computation of the income tax and self-employment tax you will owe. The self-employment taxes pay for Social Security coverage.
If you have a salaried job covered by Social Security, the self-employment tax applies only to the amount of your home business income that, when added to your salary, reaches the current ceiling. When you file your Form 1040-ES, which is due April 15, you must make the first of four equal installment payments on your estimated tax bill.
Another good way to trim your taxes is by setting up a Keogh plan or an Individual Retirement Account. With either of these, you can shelter some of your home business income from taxes by investing it for your retirement. To be eligible for business related deductions today, you must use that part of your home claimed exclusiv€
Thursday, August 2, 2007
MONEYMAKING OPPORTUNITIES FOR WOMEN
Here's an excellent collection of over 2OO
easy business ideas
for women that can be started with little training and investment
All these ideas are capable of producing additional income.
Most of these businesses can be conducted in the privacy and
comfort of home, in between household chores, during weekends or at
your leisure. All of these ideas do not require extra help, brawn
and best of all, some are extensions of hobbies or skills developed
or acquired from childhood.
For best results, browse through the business suggestions and
write down those that sound interesting. List the opportunities you
would like to try out. Then narrow the list down to one, two or more
related businesses. For instance,if you collect dolls as a hobby, you
can start your own doll making business or start designing and sewing
doll clothes (specializing in party clothes) for Barbie or Cabbage
Patch Kids.
These ideas are intended to stimulate you imagination. Only you
can make the decision based on your own experiences, qualifications,
interests and the current market in your community. As you compile
your list of possibilities, take a critical look around your area.
Note what is and isn't available what is overpriced or inadequate that
people in your community will pay for. When you find just the right
combination, start preparing for a successful business operation!
The first thing you must do is to prepare a BUSINESS PLAN. This
is an outline of what you plan to do and how you intend to do it. When
you write a business plan, it will make you organize your business in
your mind and on paper. This will insure your ultimate business success!
Be sure to check with city hall or county courthouse on local license,
tax or permit requirements before making your final selection/s and before
investing your money. Sometimes a minor adjustment at the start can
prevent future headaches.
Finally, familiarize yourself with your choice/s. Start ordering your
office supplies, but don't invest too much in stock because you may make
adjustments as you learn your market and adjust to market conditions.
GOOD LUCK!
ADULT DAY CARE CENTER. Operate a center to look after elderly and/or
handicapped people. Offer refreshments, games and activities and assistance
but not "health care."
ADVERTISING SPECIALITIES. With distributor provided catalogs and samples call on regular
customers and supply them with custom imprinted pens, calendars, matches, etc.
ADVERTISING SERVICE. Arrange for the design, printing and distribution of
advertising/announcement flyers, mail outs and ad campaigns for clients for fee
plus commission.
AFRICAN VIOLETS. Specialize in the propagation and care of this popular
indoor plant. Nurture, hybridize and sell when in full bloom. Sell accessories
and supplies.
ALTERATIONS. Replace buttons, let out cuffs, shorten sleeves, turn collars
repair tears for clothing stores, laundries and cleaners who don't already offer
this service.
AQUARIUM SNAILS. Raise red ram's horn snails for home and commercial fish tanks. Sell to
pet shops and aquarium dealers. Advertise in fish related trade journals.
ARTIFICAL PLANTS. Make your specialty artificial flowers and plants. Sell
a selection of arrangements, baskets and special occasion creations; take custom orders.
BABY CLOTHES. Specialize in bargain-priced new and hand-me-down infant
clothing and supplies. Offer an alteration service; take in trades to refurbish
and resell.
BABY FOOD. Specialize in mixing, processing, packaging and selling homemade natural baby
foods. Licensing and insurance required, dedicated work area strongly recommended.
BABY SITTING. Go to client's home by appointment and stay with the children
for hourly fee. Charge extra for two or more, doing housework or for taking the
kids out.
BABY PICTURES. With still or video camera, arrange with the hospital staff
to photograph newborns (with parents, nurses, visitors). Sell print sets to proud
parents.
BABY SITTING SERVICE. Accumulate a list of qualified, bonded sitters.
Advertise your service and rates, deliver and pick sitters. Collect fees and pay
sitters a percentage.
BABY DOLLS. Make and attach fine wigs from client baby's own baby hair to
keepsake dolls. Try to get cloth from baby's actual clothes to make similar looking
outfits for the doll.
BANQUET DECORATING. Take full charge of banquet room preparation: theme decoration,
seating arrangements, centerpieces. Advertise your service and list with Chamber of
Commerce.
BASKET WEAVING. Design, make and sell a variety of your basket creations:
plain and decorated (or with arrangements). Sell various fibers, plans and
instruction kits.
BATIK CREATION. Learn this ancient process: dip fabric in wax, crinkle,
scratch or melt design into the wax, then dip in dye. Clean, stretch and dry for
a valuable decoration.
BEAN SPROUTS. Grow fresh bean sprouts on a rotating basis: have new crop
every week or as needed to supply client restaurants, vegetable markets and retail
customers.
BEAUTY AIDS. Sell general or specialized beauty (or ethnic) supplies in your
home salon or by appointment. Represent established lines and/or sell you own brand.
BONSAI PLANTS. Grow (or buy) and arrange into attractive pots or arrangements. Retail from
your home, through ads, or wholesale to flower shops, greenhouses and nurseries.
BOOK REVIEWING. If qualified, read current books for publishers or agents.
Write reviews to be quoted in book promotions or media reviews; work towards your own
column.
BOOK SALES. Sell general subject or specialized books wholesale or retail
by mail: through mailing lists or direct advertisements. Warning: lots of competition in
this field.
BOOKKEEPING SERVICE. Provide a (even beginning) bookkeeping services to (especially
one-person) small businessmen in your area. Expand to more complex systems and computers.
BOTANICA. Stock "magic" potions, roots, powders, candles, good luck charms.
Print (buy) and sell related instructions and lore. Careful not to guarantee results.
BREAD SPECIALITIES. Bake and sell unusual varieties of home made breads: low calorie,
ethnic, etc. Take orders for loaves fresh from your kitchen, deliver to stores on a route.
BRIDGE LESSONS. Give Bridge lessons in your home when you are qualified. Charge by the
lesson, or course. Hold tournaments, award prizes, publicize students.
BROMELIADS. Specialize in culture of these beautiful pineapple relatives with
their hauntingly beautiful blooms. Sell growing on driftwood arrangements for highest
prices.
BUYER'S GUIDE. Publish and sell or give away your guide to best prices and values
available in your area. As it gains in popularity charge more to list the businesses!
CACTUS CULTURE. Propagate, grow, groom and arrange native and exotic cacti for retail and
wholesale market. Prepare little information booklets for each species.
CAKE DECORATING. Take orders to bake and decorate special occasion cakes. Retail through
small, constant ads ("CAKES- phone number"). Offer to decorate bakery cakes.
CALLIGRAPHY. Easily learned by artistic person: work through ads and stationary stores.
Print fancy menus, show cards, place cards, invitations, announcements, etc.
CAN ART. Make and sell pincushion chairs and other unique, decorative items from tin cans
and bits of cloth. Write down your plans and sell kits with instructions.
CANDLE MAKING. Turn a hobby into a profitable business. Design your own line, offer custom
styling, scents and special effects. Between orders, make standard items.
CANDY MAKING. Specialize in one or more types of candies that you can make in your
kitchen. Package with you brand and wholesale to stores or sell through ads.
CANNING SERVICE. Preserve customer's home grown (or purchased) garden products with your
canning operation. Use your recipes or theirs, apply personalized labels.
CARPET CLEANING. With steam shampoo equipment, clean and renew residential and commercial
carpets. Contact rental agencies, apartments and condos for wholesale jobs.
CATERING SERVICE. Prepare old fashioned, gourmet or special occasion meals for clients to
pick up. Use insulated canisters to keep the food hot (charge deposit).
CERAMIC FLOWERS. Learn to fashion, color, fire and arrange ceramic flowers, both singles
and in arrangements. Display them for sale; teach the art in your ceramic shop.
CERAMICS. Make ceramic pieces to retail, wholesale and display in your "school".
Hold classes, sell greenware, kits and supplies. Charge for finishing and firing pieces.
CHEESE MAKING. Make your own brand of unusual or gourmet cheeses from your cow or goat
milk. Sell from your place, on a route to area stores, or in mail order kits.
CHILD PICK-UP SERVICE. Pick up and deliver client's kids after school, theater,
games. Pick-up, deliver to parties, charge extra to stay with them until mom
returns.
CHILDREN'S TOWN HISTORY. Write and illustrate a booklet about your town just for kids.
Sell copies to doctors, dentist offices, stores, hospitals and nursery schools.
CHILDREN'S BOOKS. With licensed equipment, "publish" children's books with their
name appearing in print throughout the book. Set up booth in malls for holidays.
CHILDREN'S ROOM DECORATOR. Specialize in decorating nursery and children's rooms. Offer
varied "package" motifs. Work with or through suppliers for a commission.
CHILDREN'S CLOTHING. Specialized in new (stylish and/or closeout) and outgrown children's
clothes, accessories. Alter hand-me-downs, "wash" jeans, monogram sweats.
CHINA and GLASS DEALER. Collect and deal in antique and interesting china and glass items.
Buy at auctions, private and public sales and through you advertisements.
CLIENT LISTINGS. Contract to keep customer (or business) information lists:
customer birthdays, purchases, credit records, price records, employee records.
MAKE-UP ARTISTRY. Make up women, actors for formal or entertainment situations. Offer
classes for beauty or actor application and sell "your" line of make-up
supplies.
CLIPPING SERVICES. Review newspaper publications for contracted subjects(wedding
announcements, graduations, mention of client products). Sell to agents and merchants.
CLOTH LABELS. Make and sell small orders of fabric labels for small businesses and home
crafters on your embroider machine. Offer lower prices for repeated orders.
COMMUNITY COOK BOOK. Publish a theme or organizational oriented recipe collection with
entries from each family/member/department. Print and distribute for a fee.
COMPANION SERVICE. Accompany lonely, ailing or elderly people alone temporarily, on
shopping trips, to and from the doctor, on short tours or when traveling longer distances.
COOKBOOK PUBLISHING. Publish a cookbook of your own favorite recipes (usually a catchy,
interesting subject collection). Promote and sell through ads and stores.
COOKING LESSONS. Give gourmet/ethnic/regional cooking, canning, baking lessons in your
specialty from your kitchen, or by appointment in your student's kitchen.
COOKING SERVICE. Prepare complete meals at home, from your traditional or customized
(gourmet, ethnic, traditional) menu to be delivered and served hot, or picked up.
COOKING, CUSTOM. An overseas treat: offer genuine American style home-cooking. Prepare and
deliver (serve?) complete meals to parties, banquets and private homes.
CURTAIN LAUNDRY. Wash, stretch and pleat curtains in your home laundry. Be sure to learn
fabric requirements and have insurance. Offer installation and sell liners.
CUSTOM COOKBOOKS. Assimilate, decorate (personalize the cover) and custom print (on
computer), client recipe collections -- into their own "family heirloom"
cookbook.
CUSTOM HANDICRAFTS. Use your talents to embroider, tat, sew, crochet products for
customers with limited time or talent. Make extra good sellers between custom orders.
CUSTOM CLOTHING DESIGNS. Paint, block print or transfer unique or custom designs on
clothing for smocks, aprons or fabrics to be used for clothing, curtains or even
upholstery.
CUSTOM KNITTING. Take orders for hand-knitted sweaters, stockings and sets (ski outfits?).
Make more fast sellers between orders; attach your labels to all products!
CUSTOM TAILORING. Offer the luxury of hand made clothing: shirts, skirts, coats, uniforms,
suits. Good service to add to alteration business when you feel competent to start from
scratch.
CUT FLOWER BUSINESS. Grow and supply freshly cut flowers to markets and florists in your
area. Offer a variety of seasonal or specialize in one (or two) greenhouse/shade house
grown varieties.
DANCING SCHOOL. Instruct others in your dance specialty in group or individual classes. Be
sure to "showcase" students to encourage them and publicize your business!
DECORATIVE PATCHES. Design patches, quilt names and sew-on decals for sweatshirts, garden
shirts. Design completed garments and do-it-yourself kits.
DIRECTORY PUBLISHING. Publish local information booklets or maps: where to shop, eat, fish
or visit. Booklets can be given away or sold by paid advertisers, businesses.
DOLL CLOTHES. Difficult work for expert seamstresses, but pays well. Work with doll
makers, collectors, sell at fairs and through advertisements in doll related publications.
DOLL MAKING. Use ceramic molds, hand paint and finish fine dolls to sell to
collectors, children and stores. Advertise in doll publications; attend doll shows.
DOLL COLLECTING. Buy, sell and trade fine and antique dolls with other collectors and
investors. Visit shows and fairs regularly to keep abreast of trends and prices.
DONUT MAKING. Make and sell a variety of donuts at home or in public view at fairs, flea
markets and public events. Offer "specials": tasty toppings, bargain bags.
DRAPERY SERVICE. Make (have made), clean or alter drapery for private or
commercial customers. Sell replacements. Use ads for retail jobs, call on commercials.
DRAPERY CLEANING. Offer in-home (in-office) or pick-up service to renew and re-pleat
curtain fabrics. Offer re-lining and expand to do upholstery, walls, and rugs.
DRY CLEANING. Offer a dry cleaning service in your area for clothes, drapes, etc. Send
items to processing plant until you are ready to do the cleaning yourself.
ELEPHANT GARLIC. Specialize in growing and marketing this remarkable, delicious giant
garlic for gourmet restaurants and stores. Sell fresh, dried and frozen.
ENAMELING/CLOISONNE. Create beautiful, unique enameled objects of art to sell: your own
designs, themes, plaques, jewelry, trinkets. Sell at shows and via catalogs.
ERRAND SERVICE. Perform errands for individuals and businesses: go to the corner store or
across the country. Deliver or pick up messages, packages, important papers.
ESCORT SERVICE. Supply (legitimate) escorts for official and business functions. Advertise
for on-call escorts. Interview and qualify; have your entire services bonded.
ETHNIC ARTIFACTS. Buy/create and market one category of products (Indian, Black heritage,
German, Asian). Focus all of your advertising and expertise on specific market segment.
EXERCISE COMPANION. Serve as a walking, jogging companion for company, morale support and
extra protection (good in cities). Carry any necessary (legal) protection.
EXERCISE FOR SENIORS. Conduct daily passive aerobic classes and sessions for different
categories (agility) of senior citizens at your place, and stops on a daily route.
EXOTIC DISHES. Package and sell your "special" recipe: frozen or fresh;
wholesale or retail. Advertise the product locally and rent a booth at fairs to publicize
it.
EXOTIC VEGETABLES. Grow high value plants (chives, watercress, capers). Use a small
greenhouse to produce big profits. Deliver fresh to restaurants and stores.
EXOTIC PLANTS. Raise and sell especially valuable plants, such as four leaf clovers, rare
mosses or delicate begonias. Advertise and display often at fairs and shows.
FOWER ARRANGING. Arrange flowers for parties, banquets, office functions, from general
decor to head table centerpieces. Make up displays to sell through stores.
FLOWER DRYING. Raise or buy dryable flowers and shrubs for retail and wholesale customers:
one kind packets or arrangements. Sell kits with complete instructions.
FOLK ART GALLERY. Specialize in folk art. Become an "expert" in one or more
areas (and receive much free publicity). Buy, sell, take consignments, appraise, teach.
FORMULAS. Research libraries and books for marketable formulas: soap, shampoo, hair tonic,
cleaners. Bottle or package under your own label and market locally.
FORTUNE TELLING. If you are good at palmistry or tarot reading, give performances at
parties, fairs and at a mall booth and at festivals. Sell booklets, card kits.
FREELANCE HOT FOOD DELIVERY. Contract to use your van to deliver hot food for one or more
fast food businesses. Have set of magnetic signs each sponsor. Save them money.
FREEZE DRY FLOWERS. With your equipment freeze dry and preserve wedding bouquets,
corsages, centerpieces. Add this service to florist or nursery business for extra income.
GALLOPING GOURMET. Go to people's homes by appointment; cook them a gourmet meal! Furnish
helpers, utensils, condiments, place settings service if desired for extra charges.
GARAGE CLEANING. Contact to clean out garages, sheds and attics for individuals, rental
agents and absentee landlords. Get paid for the work AND keep anything of value.
GARAGE SALE SERVICE. Set up, promote and manage garage sales for inexperienced or
reluctant clients. Inventory, help price and sell for percentage of the proceeds.
GARAGE SALES. Buy underpriced items at auctions and other garage sales. When sufficiently
"stocked" have your own -- or hold "joint" sales at various locations.
GENEALOGY. Trace and document family archives. Provide records and related artifacts to
descendants. Charge by amount of research involved and documents produced.
GHOSTWRITER. Write articles, letters, reports, speeches and other papers for busy
executives and those with little talent in this area. Provide signed agreement to clients.
GLASS ETCHING. Custom-etch glassware for individuals, and to order for retail stores.
Offer monograms, town or company logo, family crest, art designs or scenery.
HANDBAGS. Specialize in ladies handbags. Make them in your "factory" to retail
or wholesale, or buy and stock a wide variety of sizes, styles, colors and prices.
HANGING PLANTS. Specialize in hanging plants of all sizes and descriptions. Display when
in peak condition in various types of attractive pots, holders and hangers.
HEALTH FOODS. Use only natural fertilizers and pesticides in your garden to produce higher
priced organically grown products. Sell as "organically grown" products.
HERB HOUSE. Grow, process and sell herbs that grow well in your area (or greenhouse).
Package products separately and in blends (e.g. pickling preparations).
HERB PLANTS. Provide live, healthy potted herbs (basil, chives, borage) for really fresh
seasoning to gourmet restaurants. Exchange for new plants as needed.
HERBAL SEASONINGS. Develop, package and market your own blends of seasonings for local,
hopefully wider distribution. Arrange for attention-getting packaging to expedite sales.
HERBAL AND SPICE TEA. Blend and sell different blends of herbal teas. Include leaflets
with history and folklore in each package. Use uniquely decorated containers.
HOBBY NEWSLETTER. Originate a newsletter or directory for and about hobbyists and their
crafts. Build readership by fostering participation, exchanging ideas, listing fairs and
supply sources.
HOBBY KITS. Sell do-it-yourself hobby kits in your field of expertise. Include
step-by-step guidance and pictures to help beginners learn the craft.
HOLIDAY, SPECIAL EVENT BASKETS. Prepare holiday and special event baskets of fruit,
flowers, "goodies". Wholesale or consign to gift stores and advertise custom
retail work.
HOME-CANNED GOODS. Take orders or sell home canned goods from your garden. Offer ethnic,
regional, or dietary (low-salt/sugarless) as well as "regular" recipes.
HOME-SMOKED MEATS. With your smoker, recipes and wood selection, smoke and sell your
sausage, hams, ribs and chicken. Offer hot smoked meats & sandwiches for holidays and
banquets.
HOME PERMANENTS. Specialize in giving "home perms" at "their" place.
Go to offices, homes, hospitals, senior citizen centers by appointment or on a route.
HOME STUDY COURSES. Sell/rent new/used home study courses. Buy new courses on sale (when
available), buy courses back from students. Sell locally and by mail order.
HOMEMAKER'S HELPER. Provide temporary relief or assistance for sick, vacationing or just
plain "pooped" moms. Charge by the hour or job (more than a full-time helper).
HOMEOPATHY. Specialize in natural remedy products and related folklore. Provide
information on "reputed" remedial properties. Be very careful not to offer
"cures".
HOROSCOPE SERVICE. Provide horoscope/astrology information to clients -- prepare manually
or use your computer program to select and/or print out the information.
HOSPITAL GROOMING. Assist patients with nail, hair, skin care in hospitals and nursing
homes. License may not be needed to provide an appreciated service on a route.
HOUSE CLEANING. Offer one-time or periodic house cleaning services. Perform the heavy
tasks (shampoo rugs, clean stoves, wash windows, wax the floors, defrost, etc.)
IMPRINTED CLOTHING. Print (or have printed) names, designs, slogans on T-shirts, hats,
uniforms by heat transfer, screen or sublimation for schools, companies, or tourists.
INSTRUCTIONAL VIDEOS, CASSETTES. Make recordings of yourself or others teaching and
demonstrating their crafts and specialties. Market via mail or wholesale to stores.
INVISIBLE MENDING/WEAVING. Repair snags, tears, burns in fine clothing and fabrics.
Advertise locally work with cleaners and clothing stores in your area.
JEWELRY SALES. Sell inexpensive to fine jewelry to friends, through party plans, direct
from advertisements, or wholesale to local stores. Compare suppliers constantly!
JEWELRY BOXES. Make fine jewelry boxes (lined, lacquered, inlaid, shell covered) for gift
stores, catalog sales and retail sales. Add music works for extra profits.
JEWELRY CREATIONS. Use your talent and ingenuity to mass produce or individually create
exquisite jewelry -- from virtually anything from diamonds to sliced bamboo.
JEWELRY BUYING (OLD). Buy old, "worn out" or "outdated" jewelry for
"salvage". Actually, rejuvenated old jewelry is quite valuable! Sell
"waste" only as salvage.
JUNK JEWELRY ART. Buy old jewelry and create designs on framed velvet backgrounds. Glue on
beads, drill holes for lights. Wire and light for a spectacular display.
KID PHOTO DOLLS. Take or use photos of kids to make various size (up to full size)
"paper dolls" of client's children. Cut out, seal in plastic and mount in slot
on sturdy plywood and base.
KITCHEN SPECIALTIES. Whip up and sell your mouth-watering or prize-winning recipes. Sell
to local restaurants or advertise with big posters at the fair booth. Sell hot, canned or
frozen!
LAPIDARY (GEM MAKING). Operate a "rock shop" in your garage. Cut, polish facet,
shape and mount gems in commercial findings. Sell mounted, unmounted gems and jewelry.
LIVE-IN AGENCY. Check out both prospective employers and workers. Charge fee to find a
reliable widow to stay with elderly person who would otherwise have to go to a home.
LOCAL WHO'S WHO. Compile and publish a directory or index with biographical sketches of
prominent people (pioneers, heros, leaders) in your area, past and present.
LOCAL HEROES. Research and write items about local heroics (police, scouts, lady pioneers,
ancestors). Sell to local publications and again later as a collection.
LONELY HEARTS. Advertise for, list and match names of people who would like to meet
others. Consider age, interests, hobbies, what they like in others, church affiliation,
education.
MACRAME. Make and sell a good selection of hangers and hangings. Take orders for custom
work. Find (keep secret) good sources for materials, sell do-it-yourself kits.
MAGAZINE SUBSCRIPTIONS. Sell a variety of magazine subscriptions from your
"office"; Use "gimmicky" ads, give credit for leads and do lots of
telephone canvassing.
MAIL ORDER SALES. Find the right product, "showcase" it, advertise it, and sell
it by mail (ad and/or mailing lists). Caution: Heavy competition and many
"sharks"!
MAIL ORDER BOOKS. Sell books by mail (most suppliers will drop-ship). Always offer
follow-up products and check several sources before "signing" with any one.
MANICURE SERVICE. Provide nail care service in or from your "salon." Check needs
in hospitals, nursing homes, even office and factory workers on break.
MINERALS AND GEMS. Where petrified wood, meteorites, jade, or other potential gem minerals
are available, gather and process them. Sell finished jewelry and stones.
MINIATURE GARDENS. Create various sizes of garden-like displays of live plants for
hospital sick rooms, boxes for balconies, rooftop planters, offices and residences.
MONOGRAM SERVICE. Embroider names, logos, initials on clothing, uniforms and company team
jackets. Specialize in a style or service, charge extra for custom work.
MULTI-LEVEL SALES. Work with reputable company (e.g. Amway, Watkins) to make money from
sales of merchandise -- both your own sales and those by others that you sponsor into
the program.
MUSHROOM CULTURE. Grow and sell mushrooms. Fill standing gourmet restaurant and store
orders, advertise for retail sales. Can, freeze or dry leftovers and stems.
NAIL POLISH MANUFACTURING. Buy red lacquer in bulk and bottles in bulk. Mix in various
colors, bottle and sell. Add your own nail polish remover (acetone mixture).
NARRATING. Use your speaking ability to narrate private or commercial movies, videos,
demos and advertisements. Sell taped versions for slide show presentations.
NATIVE PLANTS. Become an expert on plants native to your locale. Grow, propagate and
improve. Raise the value of your plants and seeds by enclosing an informative brochure in
each pack.
NATURAL JEWELRY. Make and sell jewelry and decorations from seeds, twigs, berries.
Example: China berry seed necklaces, "moose-apple" pins, acorn beads, willow
wreaths.
NATURE'S PRODUCTS. When in an area with wild products (hickory nuts, maple syrup) that you
can harvest, do so! Process, package and sell as genuine products of nature.
NECKTIES. Make and sell exclusive, hand made ties from exotic materials from all over the
world. Offer a wide selection of designs, attach your exclusive label.
NEEDLECRAFT. Make and sell homemade items (pot holders, bonnets, towel rings) to sell on
consignment, to mail order catalog companies, or through parties and ads.
PAPER SCULPTURE. Create and sell your own unique "heads", figures, caricatures,
abstracts, even effigies! Sell for up to $5O each for holidays, promotions, parties.
PAPER MACHE SCULPTURE. Create a selection of your "standard" caricatures,
pinatas and offer custom versions. Assemble do-it-yourself kits with full instructions.
PARTY PACKAGES. Make up and market complete party packages with innovative games, masks,
favors, stunts and entertainment for various age, size and interest groups.
PARTY PLANNING. Take complete charge of customer's planned party: decorate, schedule
activities, send invitations. Arrange entertainment, catering and clean-up.
PASTE CRAFT. Glue unusual fabrics onto hard surfaces (trays, dishes) to sell in craft
shops. Build stock of fabrics and projects, teach, sell do-it-yourself kits.
PERFUME BAR. Stock and sell a selection of genuine and/or "imitation" brand
perfumes and accessories from your salon (have samples and take orders to start).
PERSONALIZED OFFICE ITEMS. Make and/or sell personalized engraved or monogrammed office
accessories: logos, coffee cups, desk signs, paperweights, briefcases, etc.
PET SITTING. Feed, water, clean up after and check on pets twice a day in their homes
while owners are away. Call owners or veterinarian if there are any problems.
PET HOTEL. Board and care for pets in your kennels or cages while owners are away. Or,
work with assistants who provide "foster homes" for unusual or pampered pets.
PET TATTOOING. Offer this permanent identification service to breeders and individuals to
deter theft, expedite recovery of lost pets and confirm lineage (e.g., breeder has record
of marks).
PIES AND COOKIES. Take orders or contract for baked goods from your kitchen. Deliver to
customers or stores daily with your name and logo imprinted on the cartons.
PILLOWS. Make and decorate designer, fancy, or "down home" pillows to sell in
boutiques, fairs, party plans, sales catalogs and/or advertisements and mail order.
PLANT SCULPTURE. A profitable specialty:
braid trunks, shape into interesting forms. Trim, bend, graft, to create valuable
sculptures that bring premium prices.
POMANDERS. Revive this old Egyptian art: process oranges into hardened and long-lasting
sachets. Use spice and perfume mixtures and penetrating cloves: sell!
POPCORN PRODUCTS. Make and market various popcorn base products. Give your recipes exotic
names. Create your colorful holiday and special occasion containers.
POTTED PLANTS. Learn to start (propagate) and groom popular potted plants. Display in
attractive settings, especially when they are in bloom or full foliage.
POTTERY. With your potter's wheel, make, fire and sell your own style of pottery.
Encourage onlookers and students and put your "mark" on every piece you offer
for sale.
PRINTS, LINOLEUM. Cut your artistic designs into linoleum blocks; make and frame your
prints. Teach the art, sell kits, publicize student work (great advertising!).
PRODUCT DEMONSTRATIONS. Contract with food brokers to demonstrate consumer products
(prepare and give out samples) in supermarkets, drug stores and shopping malls.
PRODUCT BROKER. Buy a quantity of a product wholesale (preferably at a close-out price)
and advertise it as a "one-time special" locally. Sell leftovers at close-outs!
PRODUCT REPACKAGING. Buy bulk products (nails, beans, vinegar) by the ton or barrel.
Re-package into neatly labeled packets, pints, boxes and sell for much more.
PUPPET MAKING. Create your own puppets (cartoon, caricatures or custom faces). Give shows
at children's parties, train both "actors" and puppet makers. Sell kits.
QUILTING. Make and sell beautiful homemade quilts from "scraps" in your
"spare time". Take color photographs of each quilt and make a
"catalog" to show them.
RAG DOLLS. Make and sell rag, sock and similar stuffed dolls in your
own unique fashion. Attach your label and offer to stores in your area and
via mail nationwide.
READING TO PATIENTS. Visit hospitals, nursing homes or individual
homes and read stories, novels to patients. If time is limited, read a
chapter a week. Charge relatives.
REAL PEOPLE DOLLS. Make and dress doll representations of real people
(heroes, historical, actual clients). Include information about the person.
Present in attractive glass display boxes.
RECIPE SALES. Perfect your favorite recipes. Promote and sell them
individually, in small sets, or collections. Sell something that will make
the cook look great!
REPORT WRITING. Write information or "how-to" articles on subjects in
which you are well versed. Sell to technical publications or advertise and
sell "reports" direct.
RESUME SERVICE. A professional resume writing services: interview and
review qualifications. Slant for types of job sought: include picture on each
resume (computer programs exist).
RUG MAKING. Make sell hand woven (or?) rugs in standard and custom
designs. Offer instructions, materials do-it-yourself kits, plus related
supplies and equipment.
SCARECROWS. Make and sell authentic scarecrows for gardeners and
garden displays. Also, sell kits, complete with frames, straw, and old
clothes and face parts.
SCREEN PRINTING. Set up a silk screen apparatus in your shop to print
anything from a small badge to a large order of real estate signs, even
fabrics and labels.
SEED PACKETS. Collect, sort, label and sell packets of selected
wildflowers or plants native to your area. Include instructions, history
and folklore on each package.
SEED DEALER. Buy bulk seeds from suppliers or farmers. Repackage
into small packets and blends. Add instructions and package along with
folklore info; wholesale to local markets.
SEWING SERVICE. Make repairs and do alterations for non-sewing (busy
bachelor?) clients needing buttons, adjustments. Charge extra for one-day
or "emergency" service.
SEWING CLASSES. When qualified, hold sewing
classes in your home.
Offer full courses as well as special "how-to" seminars for specific
techniques. Sell material and supplies to students.
SHELL CRAFTS. Use glue, dyes, toy animals eyes, props and your
imagination to make shell decorations and novelties to sell at fairs and
wholesale to local stores.
SHOPPING SERVICE. Do grocery shopping for clients. Get their list,
buy and deliver. Use your shopping, pricing experience and volume buying to
get best values.
SHUT-IN SERVICE. Call and/or visit temporary or permanent shut-ins on
behalf of absentee relatives. Take magazines, play games, read to them, and
be their friend.
SILK FLOWER RENTALS. Make up silk flower arrangements for weddings,
funerals, bar mitzvahs and banquets. Sell, rent and offer do-it-yourself
baskets, centerpieces, etc.
SNAIL RAISING. Raise and sell fresh "escargot" (edible) snails for
gourmet restaurants. Preserve, package and sell leftovers to local stores
or a food broker.
SOAPMAKING. Learn as a hobby or adjunct to candle making. Create and
sell various shapes, colors, fragrances. Mold prepared solutions or make
your soap from scratch.
SPECIALTY FOODS. Represent one or more suppliers of specialty foods
(diet, ethnic, gourmet) to restaurants, stores and/or individuals.
Advertise for customers.
SPECIALTY MERCHANDISE. Sell a line of merchandise from your catalogs
and samples to retail stores, individuals, and sub-sales efforts like parties
or group discounts.
SPICES AND HERBS. Grow spices and herbs that thrive in your climate
(and greenhouse). Sell dried, blended, freshly cut, in flats or pots,
packets and bunches -- ready for use.
SPIDER FARM. Raise different kinds of spiders: sell webs to
scientific institutions. Sell to schools and laboratories. Write booklets
for each species.
STAMP APPROVALS. Buy U.S. or foreign stamps in bulk; search for
valuables (to sell individually); sell the rest in packets or as approvals
(e.g., 2 for each one kept).
STAMP DEALING. Buy, sell and/or trade postage stamps of the USA or
world. Buy in bulk, sell packets, mixtures, sets and singles to beginning
or intermediate collectors.
STENCILING (FABRICS). Design your own stencils for interesting fabric
designs. Apply to clothing and fabrics for sale. Sell stencils, fabric kits
paints, dyes and supplies.
STORY TELLER. Narrate stories at children’s' parties. Use props
(dolls, pets, puppets) and audience participation. Perfect the stories then
tape or put down on paper.
SURPLUS PRODUCE. Buy peaches, tomatoes, etc., when in season and price is low. Preserve
(freeze, can, dry) to sell when the price goes later in the
season or in winter.
TAILORING. Use your skills to custom tailor men, boys and women's
garments (including jackets, uniforms, suits) in or from your home "shop".
Attach your own label.
TALENT AGENCY. Locate and list people (and animals) with unusual
talents (charge a small listing fee). Send lists to talent agents, producers,
show managers, and actors.
TAMALES AND TACOS. Take orders for tamales, tacos (or other
specialties) in your kitchen for customer or pick-up (or delivery to
restaurants). Freeze leftovers.
TELEPHONE CANVASSING. Contract with salesmen or businesses to obtain
leads or potential customer info for them from your telephone operation.
Charge by the lead.
TELEPHONE SALES. Call listed or phone book names to sell merchandise
or services (yours or client's).Charge a sales commission and keep ALL
profits on your products.
TEMPLE RUBBINGS. With lumber (or similar) crayon and rugged, fabric,
copy stone or metal relief designs by rubbing onto covering paper or fabric.
Seal, frame and sell.
TERRARIUMS. Start and nurture plants in bottles and plastic containers
that require little if any watering. Grow plants to peak of attractiveness
and sell, container and all.
TOWN HISTORY. If none exists, "publish" a booklet about your town.
Sell direct and/or to merchants for resale or to give away (consider
including paid advertisements.)
TURTLES. Raise and market various types of turtles: edible, aquarium,
decorative, pet shop and possibly larger ones to protect species and/or
market to zoos and preserves.
TUTORING. Provide assistance by appointment or scheduled classes to
students (anyone in need) of your expertise, whether academic, technical or
operational skill.
TYPING SERVICE. Do typing jobs in your home: for doctors, lawyers,
business people, and students. Charge less than word processor but still
make a nice profit.
USED BOOKS SALES. Buy, sell and trade used books: novels, reference,
science, text, even collector editions from your home.
VEGETABLES, OFF SEASON. Grow and sell "vine ripened" (with lights,
heat) tomatoes from your greenhouse in winter, fresh corn in spring, ripe
strawberries in the fall.
VITAMIN SALES. Sell one or more lines of vitamins and supplements,
some with generic or your name "brand." Advertise and/or enlist user/helpers
and party plans.
WEAVING, SPINNING. On old fashioned equipment, spin, weave and dye
authentic, hand made fabrics that command high prices; sell kits,
instructions and folklore.
WEDDING CONSULTANT. Plan and coordinate weddings from start to finish:
decor, guests, dresses, schedules, catering, photographer, etc. Receive fee
and commissions.
WILD BERRIES. Pick, preserve and sell wild (only!) blackberries,
gooseberries, etc. Prepare different forms, but always emphasize that they
are genuine wild products.
WILDFLOWER SEEDS. In your travels, gather wildflower seeds. Seal and
label, then take home and cultivate to produce seeds for packets "from around
the nation."
WILDFLOWER PLANTS. Start, nurture and market when ready, genuine wildflowers and plants of
local interest.
Have small brochures printed for each plant (this sells them).
WINE AND BEER MAKING. After perfecting your recipes, sell kits,
instructions and supplies (not the product) to others who would also like to
make their own too.
WORD PROCESSING. Produce "editable" drafts and finished professional
letters, manuscripts and documents for students, lawyers, writers and
businesses. Allow editing prior to final printing.
WRITE FOR CHILDREN. Write poems, Sunday school stories, puzzles,
explanations, riddles, etc., for children. Sell to local papers, children's
book publishers or in your own booklets.
WRITING, FREELANCE. Starting with local articles (even "filters");
sell or even GIVE to local paper (to be "published"). Work up to articles
and stories that sell.
YOUR-BRAND PRODUCTS. Make or formulate your own line of household
or products from "secret" recipes. Design your own packages and
advertising and market your products.
